Measured · 31 claims

Quarter Panel: repaired or replaced?

Counted off 31 estimates written by adjusters on real claims. Not what anybody thinks should happen — what the carrier itself put on the document.

The corpus replaces 83% of all panels. A quarter panel at 58% sits 25% below it, so a repair on one is a more defensible call here than on most panels.

How this was counted

Every line on every parsed carrier estimate was matched to a panel and read for the operation the adjuster wrote. A line saying replace counts as a replacement; a line saying repair counts as a repair. Lines that say neither are counted nowhere rather than being assigned a decision they do not state.

Coverage: January 2024 to August 2026. Last reviewed 14 August 2026.

What this cannot tell you

• It is not a rule for your car. A ratio across 31 claims says what usually happened, not what should happen to a specific panel with specific damage.
• Severity is not in the count. A creased panel and a scuffed one are one line each here. The documents record the decision, not the depth of the dent.
• It is the carrier’s decision, not the right one. This measures what was written on estimates of record. Where a shop disagreed and won, the corpus sees the original document.

Other panels

Every panel, the method and the sample bands are on the repair or replace page.