Measured · 7 documents · thin
What State Farm pays for body labor
Read off 7 estimates State Farm wrote on real repairs. Not a survey, not a rumour, and not a number anybody was asked for.
Body labor, allowed
$57.00
per hour
Refinish, allowed
$57.00
per hour
This shop posts $125.00 for body labor. State Farm’s allowance is 46% of it. The gap is not a discount anybody agreed to; it is the difference between what the work is billed at and what the estimate of record allowed.
How this was measured
Every figure comes from an estimate State Farm produced on a real claim, parsed line by line. Rates were taken from the labor lines themselves rather than from a summary block, because a summary can be typed by hand and a line cannot. Where the shop’s own rate appeared inside a carrier document it was removed, since a carrier’s paperwork frequently prints both.
Coverage: January 2024 to August 2026. Last reviewed 14 August 2026.
This rests on 7 documents. It is published because hiding a thin number is worse than printing one and saying it is thin, but do not treat it the way you would treat a rate measured across dozens of files.
What this cannot tell you
- It is not what you will be paid. It is what State Farm allowed on the documents measured. Your market, your agreement and the specific claim all move it.
- Body and refinish only. No mechanical rate is published here. The mechanical figures in this corpus did not survive removing the shop’s own rate from carrier paperwork, so they are not shown at all rather than shown with a caveat.
- A rate is not a scope. Two estimates at the same rate can differ by thousands on hours and parts, which is where most of an argument actually lives.
State Farm paint and materials
State Farm allowed $36.00 an hour for paint and materials, read off 8 estimates, ranging $36.00 to $40.00.
Short-paid materials is one of the loudest arguments in collision repair and one of the least measured. Every other public figure is a survey or is reported by the party being measured. All nine carriers, side by side.
Other carriers
| Carrier | Body | Refinish | Documents |
|---|---|---|---|
| Progressive | $56.00 | $56.00 | 59 |
| GEICO | $56.00 | $56.00 | 8 |
| Allstate | $56.00 | $56.00 | 5 |
| Kemper / Infinity | $56.00 | $56.00 | 5 |
| Liberty Mutual | $58.00 | $58.00 | 3 |
| Travelers | $56.00 | $56.00 | 2 |
| USAA | $60.00 | $60.00 | 2 |
| Bristol West | $51.00 | $51.00 | 1 |
The whole method, the sample bands and what the words mean are on the carrier labor rates page.
Common questions
What is State Farm's body shop labor rate?
$57.00 an hour for body labor, read off 7 estimates State Farm wrote on real claims. It is what they allowed on the documents measured, not a rate they published and not a rate anybody was asked for.
Does State Farm pay the same for refinish as for body?
Yes on the documents measured. Both are $57.00 an hour. They are still read as two separate figures, because they are two separate figures even when they match, and carriers exist in this corpus where they do not.
Is this State Farm rate current for 2026?
These figures were last checked against the documents on 14 August 2026, over estimates dated January 2024 to August 2026. A carrier can change its rate at any time and will not announce it, so treat this as what was measured on those documents rather than a guarantee about today.
How far is State Farm's rate from a shop's posted rate?
This shop posts $125.00 an hour for body labor, so State Farm's allowance is 46% of it. That is arithmetic against a rate this site publishes, not a claim about who is right. Closing the gap is a negotiation these pages have nothing to say about.
What does State Farm allow for paint and materials?
$36.00 an hour, read off 8 estimates.
Where does this State Farm data come from?
Estimates and supplements the carrier sent to a working collision shop, parsed line by line. Rates are taken from the labor lines rather than a summary block, because a summary can be typed by hand and a line cannot. Where the shop’s own rate appeared inside a carrier document it was removed first, since carrier paperwork frequently prints both.
Price your next State Farm job at $57 and at your rate
EstimateLogic Pro writes an estimate from photographs and can reprice it at State Farm’s measured rate beside your own, so the difference between what you billed and what the estimate of record allowed is a number rather than an argument. Free for four estimates a month, no card.