Measured · 43 claims

Headlamp: repaired or replaced?

Counted off 43 estimates written by adjusters on real claims. Not what anybody thinks should happen, but what the carrier itself put on the document.

The corpus replaces 83% of all panels. A headlamp at 98% sits 15% above it.

How this was counted

Every line on every parsed carrier estimate was matched to a panel and read for the operation the adjuster wrote. A line saying replace counts as a replacement; a line saying repair counts as a repair. Lines that say neither are counted nowhere rather than being assigned a decision they do not state.

Coverage: January 2024 to August 2026. Last reviewed 14 August 2026.

What this cannot tell you

• It is not a rule for your car. A ratio across 43 claims says what usually happened, not what should happen to a specific panel with specific damage.
• Severity is not in the count. A creased panel and a scuffed one are one line each here. The documents record the decision, not the depth of the dent.
• It is the carrier’s decision, not the right one. This measures what was written on estimates of record. Where a shop disagreed and won, the corpus sees the original document.

Other panels

Every panel, the method and the sample bands are on the repair or replace page.